CITIC Bank Elite Card is a debit card, and debit cards are actually the same, except that there is no handling fee for cross-bank ATM withdrawals with Platinum Card, and there is no SMS reminder fee. In addition, the platinum card must be deposited at least 600,000 yuan to be opened, and the gold card must be bound to a credit card to be opened for free.
CITIC Elite Card is a wealth management card provided by CITIC Bank for white-collar elites aged 18-35 with interconnection authority. In addition to the functions of traditional debit cards, elite cards actively expand the rights and interests of online platforms in view of the frequent use of the Internet by white-collar youth groups, and provide customers with fashionable and preferential Internet life around reading, running, movies, food and other fields; At the same time, we select convenient and safe products such as salary pots, smart investment accounts, mobile banking, credit cards, etc., to provide customers with quality services for easy financial management and intimate life. CITIC's elite cards are also divided into platinum cards, gold cards and ordinary cards, which can realize real-time transactions with the money fund. Huaxia, Jiashi and Nanfang are also outstanding in the money fund market, and they can also pay back their credit cards directly.
Citic Bank gave full play to the characteristics of Internet marketing and launched a customer management platform-Yue Club. Jingyingyue Club is an Internet customer management platform for young customers based on Jingyingyue Card. The elite club carries the core concept of "connecting the interesting world" with the elite card products, which mainly aims to realize two major connections with the target customers of the elite card: First, the connection of financial products, that is, based on the elite card, the exclusive financial products and services for young customers are launched from time to time to innovate the financial experience. One is lifestyle connection, that is, carrying the existing Internet rights and interests of elite cards, building activities such as financial management, sports, reading, watching movies and food that young people like, and building a fan gathering platform that takes into account young customers' communication and customer group mining.
CITIC Bank is one of the state-owned commercial banks in China. Founded on April 20th, 1987. Headquartered in Beijing, it is one of the six major banks and three guarantees of China financial stocks in China and Hongkong. CITIC Bank, founded in 1987, is one of the earliest emerging commercial banks in China during the period of reform and opening up, and the first commercial bank in China to participate in domestic and foreign financial market financing. In April 2007, AH shares of the Bank were listed on both Shanghai Stock Exchange and Hong Kong Stock Exchange. Due to the need of economic development, Mr. Rong Yiren, the chairman of China International Trust and Investment Corporation (CITIC Company for short), wrote to the Central Committee to request the establishment of a bank under the CITIC Company system to fully operate foreign exchange banking business. With the consent of the People's Bank of the State Council and the People's Bank of China, we will set up a banking department to expand foreign exchange banking business and do a good job in preparation.
Is Everbright Ctrip Elite Platinum Credit Card a Platinum Card? 90% people don't know!
The card level of China Everbright Bank Ctrip Elite Platinum Credit Card has been controversial. Some people think this card is so valuable that it must be a platinum card. Some people think that although the name of the card is platinum, it is a titanium card. So, what is the truth? Is Everbright Ctrip Elite Platinum Credit Card a Platinum Card? Let's reveal the answer for everyone.
Is Everbright Ctrip Elite Platinum Credit Card a Platinum Card?
According to the official introduction, "Everbright Ctrip Elite Platinum Credit Card is a single-currency credit card issued by UnionPay and MasterCard nationwide, which belongs to the titanium card level. The card is valid for 5 years, and the annual fee is free during the validity period. " However, on the card details page, it is found that Everbright Ctrip Elite Platinum Credit Card is an annual fee-free platinum card.
I'm a little confused. Does this mean that it is a titanium-grade platinum card?
However, whether it is a platinum card or not, the rights and interests of Everbright Ctrip Elite Platinum Credit Card are still quite good.
Apply for this credit card to issue UnionPay MasterCard Platinum Card. UnionPay cards are swiped at home and MasterCard cards are swiped abroad. No matter which card is swiped, you can enjoy the discount.
For example, online application completes the first brush delivery value of Ctrip Hotel 160 yuan, and domestic hotel 500 yuan can reach 160 yuan; New residents can get 850 Ctrip travel rights packages with a monthly accumulative total of 1500 yuan, including air tickets, trains, hotels, super buses and other business lines; In addition, you can enjoy the VIP room service of the airport high-speed rail; MasterCard reaches the standard 100 yuan Ctrip card; Credit card count 5 times points, etc. For details of specific rights and interests, please click "How about Everbright Ctrip Elite Platinum Credit Card? Great value ex-gratia benefits are released! 》
The above is "Is Everbright Ctrip Elite Platinum Credit Card a Platinum Card?" Related introduction. In short, although the name has the word platinum, this credit card is not a real platinum card, just because the UnionPay MasterCard is issued, so the MasterCard issued is a platinum card.
What is the credit card limit of China Everbright Bank?
The maximum amount of credit card overdraft withdrawal of China Everbright Bank is generally 50% of your account credit limit. If the credit line of your RMB account is 65,438+00,000 yuan, your overdraft withdrawal line is 5,000 yuan.
Application conditions for elite credit card of China Everbright Bank: Any individual who has reached the age of 18, has full capacity for civil conduct, has a legal and stable income source and has a good credit standing can apply to the card issuing institution of our bank with his/her valid identity document.
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China Everbright Bank credit card withdrawal fee calculation;
1. Domestic cash withdrawal by credit card of China Everbright Bank (including cash withdrawal by overpayment): 0% of the cash withdrawal by credit card of China Everbright Bank is charged. For domestic transactions, the lowest fee for RMB withdrawal is 3 yuan, and the highest fee is 200 yuan RMB; The minimum charge for withdrawing US dollars in cash is $3, and the maximum charge is $30.
2. Overseas cash withdrawal of Everbright Bank's credit card: for overseas transactions of Everbright Bank's credit card through VISA and MasterCard networks, the cash withdrawal fee is charged at 1% of the transaction amount, with a minimum charge of $3 and a maximum charge of $30; For transactions through JCB, the cash withdrawal fee is charged at 0.5% of the transaction amount of 65438+, with a minimum charge of $3 and a maximum charge of $30; For overseas transactions through UnionPay network, the withdrawal fee is charged at 1% of the transaction amount, with a minimum charge of 15 yuan RMB for each transaction.