The financial aid card for secondary vocational students is a savings card.

The secondary vocational student financial aid card is a special bank card jointly launched by the Ministry of Education and Bank of China. It is mainly used to issue living allowances and scholarships to secondary vocational students. According to relevant policies and regulations, the secondary vocational student financial aid card is a savings card, not a credit card. A savings card is a card directly linked to a personal bank account, used to deposit and withdraw personal savings funds, and does not involve credit lines and borrowing functions. Therefore, the main function of secondary vocational student financial aid cards is to facilitate students to receive and use financial aid funds, rather than to provide credit consumption services.