Credit cards are very common in our lives. Almost everyone has a credit card. The emergence of credit cards makes it very convenient for us to pay when we consume. In many cases, it can be done with some simple operations, so People's lifestyles are becoming more and more convenient and fast. Credit cards also have a certain limit that can help you alleviate some of the unreal needs in life, which is particularly convenient. Nowadays, there are more and more financial institutions. Each institution has its own credit cards. I Love Credit Card is one of the products. Many people are still unfamiliar with this product. Let’s take a look at it. I Love Credit Card How good is a credit card? What are the requirements for applying for a credit card?
How about the I Love Credit Card?
The current application threshold for the credit card loan business of the I Love Card is not high. As long as the cardholder’s credit status is good and there are no abnormalities in the account, it is generally possible. Apply. Most banks can provide personal credit card loans through telephone invitation and customer initiative application. Some banks adopt the bank's initiative invitation method. Customers who are actively invited by the bank generally receive a higher loan limit than those who actively apply. Through this method, you can apply for loans ranging from 5,000 yuan to 200,000 yuan. As for the amount of personal credit card loans you can borrow, it is related to the original credit limit of the credit card holder.
After using a personal credit card loan, the cardholder can repay the loan in installments, with the number of installments ranging from 3 to 36. Like installment shopping, the longer the installment period, the higher the interest rate. Therefore, credit card transfer borrowing is suitable for people who are in urgent need of short-term cash flow, but is not suitable for long-term borrowing.
Required conditions for credit card application
1. Online application: Please open the official bank credit card website, select the horizontal menu "Apply for Credit Card" - "New Customer Application", and select your preference After selecting the card type, follow the prompts;
2. Please bring your original identity certificate, work certificate and financial certificate documents to the bank branch in person.
3. You can add the bank credit card center through WeChat and click "I want to apply for a card" to apply.
4. Call the bank’s credit card customer service hotline, select “3#” in the voice message to apply for credit card consultation, then select “1” to transfer the service specialist to register for you, and notify our local staff to contact you for confirmation. Application Matters. The result of credit card application shall be subject to actual review by our bank.
The above content is a brief introduction to how good I Love Credit Card is and the conditions required when applying for a credit card. Or when applying for a loan, you must pay attention. This is something with certain risks, and the interest rate is also very high. Although applying for a loan is particularly convenient, you must also pay attention when repaying it. The cost of credit card loan business is actually higher, so if you don't have to, you must reduce the number of loans to avoid affecting your normal life.