I spent 5000 yuan on my credit card, and the last repayment date is this month 12. If I repay the loan on the 20th, how much do I need to pay back with the late fee on the 20th?
The late payment fee is 5% of the minimum repayment amount, with a minimum of 10 yuan. What is your minimum consumption? Generally, it is 10%. For example, CITIC, Xingye, Ping An and Huaxia are all 5%. If yours is 10%, the late payment fee is 5% of 500, and the interest is at least about 100 yuan, which is almost 5 125 yuan. If the minimum repayment is 5%, the late payment fee 12.5 yuan must be at least 5 1 12.5 yuan.