Conclusion: The billing date for China Merchants Bank credit cards is not a fixed date and is usually included in the next bill on the day after consumption. Billing day is an important day for banks to settle monthly bills, including transaction summary, interest calculation and debt notification. However, the specific time when the bill is sent may vary from person to person, and you will usually receive an electronic bill or SMS notification the next day. It is important to understand the billing date and repayment date of your credit card. The former determines the beginning of the interest-free repayment period, and the latter is the repayment deadline. During this period, consumption will enjoy interest-free treatment.

In the case where a credit card application is rejected, the bank will strictly review the applicant's qualifications. For example, the age must be between 18 and 60 years old. Those who leave must find a new employer before applying. The company information must be verified. The registered capital of an individual or small business owner must meet the minimum standards stipulated by the bank to avoid repeated applications and being rejected for the first time. After rejection, you need to wait at least three months before applying again. The application form must be completely filled in and the signature must match the ID card information. These factors will all affect the outcome of the application.

In addition, the interest-free repayment period on the credit card bill date varies according to bank regulations. It usually starts from the bill date to the due repayment date. The shortest may be 20 days after the bill date and the longest may be 50 days. , consumption during this period is interest-free. Therefore, understanding the billing date and repayment date is crucial to properly arrange the repayment plan.