At the same time, as to whether it is necessary to charge a currency conversion fee for swiping a card,

Through the VISA network transaction, you need to see the level judgment of the landlord card:

If the landlord's card is his family's standard platinum card or above, or a VISA single-label credit card, then the Moroccan dirhams traded are converted into RMB, and there is no currency conversion fee.

If the landlord's card is a Puka or a Gold Card, the Moroccan dirham will be converted into US dollars at the exchange rate and deposited in a foreign currency account, and the landlord will be charged a currency exchange fee of 1.5%. When paying back the money, the landlord can choose to return the RMB to the credit card on the same day and call his home phone to purchase foreign exchange for repayment.

In addition, if the landlord's card is a UnionPay -VISA dual-logo card, you can also swipe your card through the UnionPay network, and the traded Moroccan dirhams are directly converted into RMB without additional handling fees.