1. Annual fee: 125 yuan/year for the main gold card, 60 yuan/year for the supplementary card; annual fee is waived for life for regular cards

2. SMS service fee: free for gold card , regular card 3 yuan/month/household

3. Interest-free period: 20-51 days

4. Minimum repayment ratio: 10

5. Cash withdrawal handling fee: Domestic, 1% of the transaction amount: minimum 10 yuan, and an additional 2 yuan handling fee for inter-bank transactions. Overseas, transaction amount 1,: minimum 20 yuan

6. Late payment fee: 5% of the unpaid portion of the minimum repayment, minimum 10 yuan

7. Over-limit fee: over-limit amount 5,: minimum 5 yuan, maximum 200 yuan

8. Bill retrieval fee: copy 10 yuan/copy, original 50 yuan/copy

9. Replacement bill Handling fee: free within 3 months, 5 yuan/copy for more than 3 months

10. Handling fee for overpayment recovery: domestic, 0.5 of the transaction amount, minimum 10 yuan, and an additional 2 yuan for inter-bank transactions Handling fee. Overseas, 0.5 of the transaction amount, minimum 20 yuan

11. Loss report handling fee: Gold card 40 yuan/time; regular card 20 yuan/time

12. Reset password letter procedure Fee: 15 yuan/time.

Extended information:

The Postal Savings Credit Card is a RMB credit card and a UnionPay standard card. It has all the functions and services of the UnionPay standard credit card and can be used domestically. It can be used for free consumption outside the country. The card is valid for three years and can have four additional cards. The main pattern on the China Postal Savings Bank credit card is the Chinese character "ding", the background color is blue-green for regular cards, and golden for gold cards.

According to statistics, as of October 2010, the small loan business of the Postal Savings Bank of China has fully covered all prefectures and cities and 2,100 counties, cities and major towns across the country. Nationwide, there are approximately 4,500 Several outlets have launched this service.

In just a few years, Postal Savings Bank of China has developed very rapidly. From its inception to October 2010, Postal Savings Bank of China loans have been issued to nearly 4 million households across the country, with an amount of more than 230 billion yuan. , with an average loan of about 59,000 yuan, the Postal Savings Bank of China has issued a total of more than 150 billion yuan in rural areas at and below the county level.

The main pattern on the credit card of the Postal Savings Bank of China is the Chinese character "ding". The background color is blue-green.

"Ding" - Since ancient times, "Ding" has been regarded as an important weapon passed down from the country and a symbol of the country and power. The word "ding" in Chinese characters has also been given extended meanings such as "prominence", "noble" and "grand". The card uses "ding" as the main design element to reflect the connotation of sincerity and trustworthiness, and the promise of a thousand pieces of gold, as well as the Postal Savings Bank of China's "standing as a leader". "Your" service commitment.

Puka blue and green background color - integrating the green, healthy, convenient and fashionable life concept.

The golden background of the gold card - 24K gold courtesy, showing the noble life.

Special shiny material - international advanced technology, highlighting the fashion and noble quality of the cardholder.

Reference: Encyclopedia-Postal Savings Bank of China Credit Card