Current location - Trademark Inquiry Complete Network - Overdue credit card - What's the impact of applying for a credit card frequently?
What's the impact of applying for a credit card frequently?
1. Frequent application for credit card within one month will affect credit information. A person can apply for 3-5 credit cards at most, and don't concentrate on one month. If the card is rejected by the bank, it will take at least 3 months to reapply.

2. And every time you apply for a credit card, the credit record will have a corresponding record. Frequent application for credit cards will make banks think that applicants are short of money for a period of time. In order to avoid risks, banks may directly refuse to apply.

3. Frequently applying for a credit card for one month will affect the credit information. It is best not to use credit cards more than three times a month, once a year 12 times. If the user realizes that the application for a credit card has been rejected, it is best to apply at least three months later.