2. And every time you apply for a credit card, the credit record will have a corresponding record. Frequent application for credit cards will make banks think that applicants are short of money for a period of time. In order to avoid risks, banks may directly refuse to apply.
3. Frequently applying for a credit card for one month will affect the credit information. It is best not to use credit cards more than three times a month, once a year 12 times. If the user realizes that the application for a credit card has been rejected, it is best to apply at least three months later.