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Will it be easier to apply for a credit card if you have a salary card?
Hello, this is uncertain. The submitted materials should still be submitted, but the success rate should be improved. ICBC's salary card is definitely helpful for applying for ICBC credit card.

The detailed application materials required to apply for a credit card include:

1. Identity certificate: generally, it is an ID card (two copies are required), and soldiers need to provide a copy of their military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;

3. Proof of financial resources: it can be a payroll record issued by the bank (at this time, your ICBC payroll card is very helpful, and stable income and work can be clearly reflected), it can also be a proof of income tax withholding, or a proof of the market value of your house, car, deposit and investment (such as a copy of real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level.

4. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.

In general, the most important condition for applying for a credit card is to have a stable job and income, so the necessary application documents are copies of identity certificates and work certificates, but if other financial documents can be provided, it will be more helpful for banks to understand their personal situation and judge the credit limit. As for the credit limit, the bank will make a comprehensive evaluation based on the information submitted by the applicant, subject to the final audit result.