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Is ICBC salary card a credit card?
Salary card is a theme debit card issued by China Industrial and Commercial Bank for payroll customers. It aims to provide exclusive, convenient and safe value-added services for high-quality individual payroll customers by building an integrated service platform. It belongs to a new generation of chip bank cards and has a higher safety factor than the previous generation of magnetic stripe bank cards. Its functions are as follows: \xd\1. Exclusive settlement discount, and you can enjoy 12 free discounts for deposit and withdrawal in different places and transfer and remittance in different places within ICBC system every year; \xd\2. Easy loan service, giving priority to providing easy loan products to our high-quality individual customers who pay wages; \xd\3. The price is favorable, and the annual salary card fee and small account management fee during the payroll payment period are exempted, and the fee for opening (replacing) the salary card of individual payroll customers is exempted; Exempt from the service fee for reminding the balance change of ICBC Messenger during the payroll payment period; \xd\4. Chip card industry application, loading enterprise card management functions such as access control, attendance, dining, etc., and distributing flash debit cards for individual customers who pay wages for free; \xd\5. Customize exclusive products, including exclusive bank wealth management, optimized insurance products and customized exclusive wealth management funds. \xd\ From the perspective of salary management, the salary card provides comprehensive financial services such as "salary housekeeper" to pay salaries for the settlement, wealth management, financing and consumption of individual customers who pay salaries.