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Can I apply for two or more credit cards from the same bank?

A person can apply for multiple credit cards at the same bank (no restrictions), but if you apply for multiple credit cards at the same bank, the credit limit will be the same and exclusive; as long as the applicant meets the bank's regulations. You can apply as follows:

1. Age requirement: between 18 and 65 years old;

2. Income and asset requirements: stable career and income;

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3. Credit and ability requirements: Have good credit and the ability to pay interest on time;

4. Have full capacity for civil conduct.

Extended information

A credit card is generally a special carrier plastic card with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, and card holder are printed on the front. There is a chip, magnetic strip, and signature strip on the back. Cardholders can use their credit cards to shop and spend money with special entities and deposit and withdraw cash from banks.

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.

Reference material: Baidu Encyclopedia - ***Quota

Reference material: Baidu Encyclopedia - Credit card