1. The handling fee for cash withdrawal by Shanghai Pudong Development Bank credit card is: 3% per transaction in RMB, with a minimum of 30 yuan;
2. If there is an unpaid balance on your credit card on the day you withdraw cash, If you make a bill, you will pay back one thousand on the same day after you withdraw the cash, and priority will be paid to the outstanding bills; if there are no unpaid bills on your credit card on the day you withdraw the cash, then you will have to pay back one thousand on the same day after withdrawing the cash, and the withdrawal will be considered as repayment. Attached: Credit card charge-off sequence: ① Credit card repayments are to be repaid in the order of bills issued and bills not issued; ② The portion of bills issued and the portion not issued shall be paid in accordance with the annual fee, interest, fees, and cash advance principal. , the order of swiping the card consumption principal will offset your account item by item; ③ If there are multiple cash advance loans or the principal portion of swiping the card consumption, they will be offset in the order of transaction time.
3. This cash withdrawal interest will occur at any time, unless ① the bank cancels the cash withdrawal fee; ② the bank holds a cash withdrawal fee-free event.
4. Should you pay back all the credit card online advances and cash withdrawals, or should you just pay back one thousand? For this question, please carefully read the credit card charge-off sequence in 2. I don’t know your specific situation, so I can’t make an accurate decision. answer.