How to write a credit card installment application

Applicant: ____ Co., Ltd., domicile: ____. Organization code: ______. Legal representative: ____, position: general manager. Request your court to remove _______ from the list of dishonest persons subject to execution in accordance with the law. In the case of the loan contract between the applicant and _______ Bank Co., Ltd., _______ Bank Co., Ltd. has applied for enforcement of the case. The applicant has reached a settlement with the applicant _______ Bank Co., Ltd. regarding the case. The applicant shall bear the corresponding repayment obligations and the shareholders of _____ company ____ shall bear joint and several liability. Therefore, the applicant applies to be removed from the list of dishonest persons subject to execution. In summary, this application is submitted in accordance with the provisions of the law and I hope it will be approved.

Credit card application conditions:

1. Aged 18 or above;

2. Hold a valid ID card;

3. None Bad credit record;

4. Proof of regular employment;

5. Proof of income stamped with the financial seal of the unit;

6. Other proof of financial resources, such as Bank deposits, real estate, cars, stocks, bonds, etc.;

7. Social pension insurance certificate;

8. Provide two contacts.

The first three conditions must be met. Provide 4-8 supporting materials as much as possible. Specifically, the following information can be included. Provide as much as possible selectively to ensure smooth passage of the review and increase the information quota:

1. Those under 30 years old, with a college degree or above, can apply for a youth card;

2. Have a credit card from another bank, use it once a year, and have good credit. You can apply for standard card, China Eastern Airlines card, etc.;

3. If you have a car driving license (it must be a car, trucks, vans, etc. are not allowed, plus an income certificate stamped by the company, you can apply for standard card, China Eastern Airlines card, etc. Cards, etc.;

4. If your employer pays you social security, and the payment time is more than one year and has been paid within the past three months, you can apply for a standard card, China Eastern Airlines card, etc.;

5. For Bank of Communications Ward VIP service, please consult the staff in the business hall. They will recommend card applications for you. You can apply for platinum cards, standard cards, Eastern Airlines cards, etc. according to your assets;

6. If you are a doctor, teacher, or civil servant, you can apply for a business card. For specific application information, please consult the staff in the business hall

7. For co-branded cards such as Wal-Mart, CP, and Haagen-Dazs, you can find them at the station. Or please consult the staff in the business hall.

How to apply for a credit card?

The credit card processing method is as follows:

1. Prepare the materials to apply for a credit card at the bank. You need to prepare the corresponding application materials, which generally include original ID cards, proof of employment, proof of income, etc.

2. After you prepare the information, you need to choose a bank branch you like. During working hours, go to the bank's self-service number machine to pick up the number and prepare to handle the business.

3. Fill in the card processing information. Generally, after picking up the number, you can ask the bank lobby manager how to fill in the information, and follow the staff's instructions and the bank's instructions. Fill in the information in the template provided. The information must be filled in accurately and cannot be erased.

4. Submit the information. After the bank counter calls, go to the counter to submit the card application requirements. Information, waiting for the bank's review.

5. Anti-audit. After receiving your review information, the counter staff will review the information according to the bank's corresponding regulations to see if it meets the conditions for applying for a credit card. , it will pass the review. If it cannot be done, it will tell you the reason why it cannot be issued. 6. If the card has been issued by the bank, the bank counter staff will issue the card to you in time. And help you activate. From then on, your credit card has been successfully processed.

Extended information:

1. The pros and cons of applying for a credit card:

( a) Benefits of credit card:

1. You can make overdrafts without deposit, and enjoy the interest-free period of 20-56 days.

2. When you shop, you will get points as gifts.

3. Special merchants who hold cards at the bank can enjoy discounts.

4. Accumulate personal credit, and the credit record can be added to the credit file.

5. You can withdraw money or swipe your card at ATMs and POS machines with the UnionPay logo.

6. Some credit cards accept existing points.

7. Free monthly mailing of statements.

8. With the supplementary card function, you can manage finances together and control your children’s financial expenditures.

9. In the form of one card and two currencies, you can use domestic RMB to repay when you spend abroad.

10. 24-hour service hotline, loss report takes effect immediately.

11. Cooperate with third-party platforms to provide cardholders with preferential services.

(2) Disadvantages of credit cards:

1. Credit cards can easily lead to over-consumption.

2. Credit cards have higher annual interest rates.

3. Credit card debt can cause mental stress.

4. If your credit is not good, the cost of borrowing money will be higher, and you may even not be able to borrow money.

Credit card guarantee letter

Credit card guarantee letter sample. Regarding how to write a credit card guarantee letter sample, the following is a credit card guarantee letter sample. Welcome to read and learn from it.

Credit Card Guarantee Sample 1

To the Industrial and Commercial Bank of China:

While I, Wang Lijuan, am applying for a loan from your bank, I have to repay the interest due to the previous student loan. If there is any overdue situation, please explain the situation to your bank.

When I was studying for a master's degree, I applied for a student loan of 6,000 yuan from the Bank of China. After graduation, I went to work in other places and changed my mobile phone number. I failed to receive an interest repayment reminder from the bank. In addition, I was not satisfied with the loan. At that time, the repayment method of the national student loan was not well understood, which resulted in the failure to repay the interest on a monthly basis in time after graduation.

It wasn’t until I went to the bank to apply for early loan repayment that I was informed of the overdue situation. However, as soon as I received the overdue notice, I immediately repaid the previous overdue debt together with the principal.

I feel very regretful that the repayment was overdue due to personal negligence, but I really did not default maliciously. I hope you can forgive me.

I promise to be strictly trustworthy in later loans, repay on time, and strictly follow your bank's loan repayment plan. I promise that there will be no overdue repayments again.

Wang Lijuan

March 28, 201x

Credit Card Guarantee Sample 2

This is to certify that the customer’s ID number is on the year, month and day For a credit card () with a credit limit of RMB at a bank, the annual fee is deducted and the account is overdue. The overdue annual fee amount is a non-malicious overdraft. Hereby explain!

Verification method (please check):

□Service staff will accompany the customer to the bank to issue an overdue certificate

□Call the bank customer service number for verification

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□Overdue certificate issued by bank fax

□Credit card statement

Verifier’s signature:

Service manager’s signature:

Date:

Credit Card Guarantee Letter Sample 3

My name is ×××, male (or female), born in ×× month of ×× year, from ×× village, ×× Town, Xiajin County. Admitted to XX University this year. However, due to the very difficult financial situation of my family, I applied to the county financial aid center for a student loan from my place of origin.

Here, I solemnly promise: I will resolutely and strictly implement the loan contract signed with the China Development Bank, and promise to do the following:

1. Be honest and trustworthy, abide by regulations, and actively perform Obligation to repay principal and interest;

2. Guarantee to pay loan interest on time and proactively before December 20 of each year after graduation (September 20 of the last year);

3. Guarantee to repay the principal and interest of the loan on time within the specified repayment period () years;

4. Guarantee to log in to the China Development Bank student loan student online service system at least twice a year. If my residence, contact number, mailing address, and work unit change, I ensure that they are updated in the student online service system in a timely manner.

5. If I violate the above commitment, I am willing to bear all legal responsibilities and expenses incurred in recovering the loan.

Hereby promise!

Lender: (sign, fingerprint)

*** Same as borrower: (sign, fingerprint)

XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX‐XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX‐XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX‐XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX‐XXXXXXXXXXXXXXXXXXXXXXXXXXXX If you apply at a bank, you must fill in the information directly. There are bank staff on site who can guide me in filling in the relevant information, which can avoid the problem of being rejected if the information is filled in incorrectly. At the same time, we can issue more qualification certificates and wealth certificates, which will help increase our final card purchase limit. However, the credit card review process at the bank counter will be relatively slow, because the information must be reported from the branch to the credit card center, and then the card center will review your information. Another way is to apply for a card online: Nowadays, when applying for a credit card, we can apply for it on the official website of the credit card. However, when applying for a credit card online, we have to fill in the information ourselves, which makes it easier to fill in the information incorrectly. was dismissed. However, online application is mainly convenient and you don’t have to go out. You only need a mobile phone or a computer to apply. There is another way to apply for a credit card: that is to apply for a credit card through the bank's credit card clerk. We often see these bank staff setting up stalls in shopping malls or other stores to promote credit card applications. This method of applying for a card allows you to receive prizes, but since they are all business personnel, their main purpose is to obtain performance, so we still have to carefully consider things that guarantee a high limit and ensure the card is issued, and not to believe too much. The process of applying for a credit card 1. Prepare the application materials. 2. After the materials are ready, you can go to the bank to apply or make an appointment online. 3. Then wait for the bank's approval. During the approval process, the bank will call the applicant to verify the information. 4. After the approval is passed, the bank will mail the card to the applicant. It will take about 3 weeks to get the card after successfully submitting the information. "Legal basis: Credit card business is a civil act. The General Principles of Civil Law, Contract Law, Criminal Law, People's Bank of China Law, Commercial Bank Law and other laws have principled provisions on credit card business. Chapter 5 of the "People's Bank of China Law" states that the People's Bank of China examines and approves the establishment, change, termination and business scope of financial institutions in accordance with regulations. Article 3 of the "Commercial Bank Law" has 13 items in its business scope. Credit goes to school. Businesses that fall under item 13 and are approved by the People's Bank of China are invalid and subject to corresponding criminal liability.

How to write an application for credit card reduction and exemption?

Sample application form for credit card exemption:

I (xx) used our bank’s credit card to spend xx yuan in xxx. Later, I lost my job and had no other financial resources, so I was unable to repay the credit card overdraft limit.

Now I am willing to borrow money from relatives and friends to repay the entire principal, but due to limited ability, I am unable to repay the entire debt. Now I kindly ask the bank leaders to take into account my actual situation and exempt some of the overdue interest. and late payment fees

Please approve the above!

XXX

Extended information:

Loan overdue usually refers to the period after the loan expires. , the borrower fails to repay the loan principal and interest to the bank that issued the loan according to the loan time limit stipulated in the loan contract without completing the relevant extension or re-loan procedures, resulting in a phenomenon that the loan exceeds the agreed time limit.

In reality, whether it is an enterprise or an individual, it is possible for a loan to be overdue. In such a case, it is natural to bear overdue liability to the bank or financial institution, usually by paying liquidated damages.

Failure to repay the credit card overdue is a breach of contract. The bank can require the cardholder to repay the principal as well as overdue interest, late payment fees, over-limit fees, etc.; if the bank wins the lawsuit, the cardholder will also bear the litigation costs.

Secondly, if the cardholder maliciously overdrafts a certain amount for the purpose of illegal possession and fails to repay overdue, it constitutes a credit card crime and he will also bear criminal liability.

That’s it for the introduction of the credit card book.