As long as you handle the installment business, the bank has already calculated the principal and interest, so whether you repay in advance or not, the amount to be repaid is still so much, and the prepayment will not be reduced.
The installment fee charged after installment is non-refundable. In addition, the early settlement operation cannot be cancelled, and the amount that has been settled in advance cannot be amortized again.
If the current bill amount of China Everbright Bank is RMB or above in 600 yuan, 90% of the current bill amount can be phased. However, the billing installment of China Everbright Bank is not free, and there is no need to pay a certain handling fee to the bank to handle this business.
The credit card handling fee of China Everbright Bank varies according to the number of periods: 0.82% for three periods, 0.70% for six periods, 0.67% for nine periods, 0.67% for 12 period, 0.67% for 18 period and 0.70% for 24 periods. You can choose to pay the handling fee in one lump sum or in installments.
China Everbright Bank official website-Instant installment of bills/transactions.
1. Should Citibank go to jail if its credit card is overdue?