The credit card limit of ICBC is the maximum limit that can be used for overdraft consumption and cash withdrawal according to the cardholder's income and credit standing, and the cardholder can recycle the credit card within the validity period. ICBC's credit card quota is: the ordinary credit card quota is less than 20,000 yuan, the gold card quota is between 6,543.8+0,000 yuan and 50,000 yuan, and the platinum card quota is more than 50,000 yuan, with no upper limit.

According to the cardholder's income and credit status, ICBC has approved the maximum amount that can be used for overdraft consumption and cash withdrawal, and the cardholder can recycle the card within the validity period.

When the same customer has multiple credit cards in ICBC, the credit line of each card is usually independent, and the consumption or deposit of one card will not affect the available credit lines of other cards. Multiple international cards can usually be adjusted through 95588 manual service. The limit between RMB card and international card is usually not adjustable.

The credit limits of multiple ICBC international cards of a cardholder are independent of each other, and the credit limits of RMB and foreign currency of an ICBC international card are also independent of each other. The RMB quota is used up, and the foreign currency quota is still there; Similarly, the foreign currency quota is used up, and the RMB quota is still there. In some cases, credit card swiping in Chinese mainland will also use foreign currency account for bookkeeping, and foreign currency quota will be used.

When ICBC credit card holders call ICBC customer service telephone, they can check the credit card limit through the customer service hotline, and know the credit card account arrears, current available limit and other information anytime and anywhere.

ICBC's credit cards, like those of other banks, are divided into three grades: ordinary cards, gold cards and platinum cards. And distinguish the amount according to the grade. Mainly divided into: Puka, Gold Card and Platinum Card. The specific division is as follows: ICBC's general card limit is: less than 20,000 yuan; The gold card limit of ICBC is: 10000~50000 yuan; The amount of ICBC Platinum Card is more than 50,000 yuan, with no upper limit.

Customers without cards (customers without credit cards):

Four-star Puka 1 10,000, five-star Gold Card 50,000, six-star Gold/Platinum Card 1 10,000, and seven-star Gold/Platinum Card 300,000;

Cardholder (credit card holder):

Four-star Puka 50000, five-star gold card 65438+ million, six-star platinum card 500000, seven-star platinum card 1 million.

The general credit card limit of ICBC is generally below 50,000 yuan.

What is the general limit of ICBC credit card, global card, visa and UnionPay gold card?

Log in to ICBC's online banking, and you can see the individual's star rating in ICBC on the welcome page:

Customers without cards (customers without credit cards): four-star ordinary cards 10000, five-star gold cards (50000), six-star gold/platinum cards 10000, and seven-star gold/platinum cards (300000);

Cardholders (customers with credit cards): 50,000 four-star ordinary cards, 65,438+10,000 five-star gold cards, 500,000 six-star platinum cards, 1 10,000 seven-star platinum cards.

Refers to the amount that the lender can borrow from the borrower without providing property guarantee. It usually means that a natural person borrows money from a bank, and the bank is willing to provide the highest amount of loans according to the credit status of the individual. This amount will be determined unilaterally by the bank because of income, income, debt ratio, work content, company, company position, property and so on. This kind of lending relationship is usually that banks lend money to natural persons. On the other hand, it is usually necessary for commercial organizations and transnational exchanges to lend money to organizations.

References:

Quota _ Baidu Encyclopedia

What is the general credit card limit of ICBC?

Under normal circumstances, the limit will be reviewed by the local card issuer according to the materials submitted by you and the comprehensive credit status.

(Answer time: April 2, 20221. In case of business changes, please refer to the actual situation. )

The launch of ICBC's global credit card limit ends here.