In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

Information needed to apply for a credit card

1. Counter application: To apply for a credit card at an outlet, you need to prepare the following information. The more complete the information, the more helpful it will be to your application:

2. Documents: photocopies of ID cards (including temporary second generation), household registration books, Hong Kong, Macao and Taiwan mainland passes, foreigners' passports, military officers' cards and other documents or original household registration certificates.

3. Work certificate: a copy of the work permit stamped with the official seal of the unit or the original work certificate issued by the unit.

4. Financial proof: the original income certificate issued by the unit, the original bank deposit certificate, the copy of the salary issued by the bank, or the copy of the income tax withholding certificate, or the copy of the self-owned real estate license, etc.

Extended data:

Credit card issuance and application amount are subject to the final audit results, and multiple credit cards under the same account name share the same amount. The most important condition for applying for a credit card is a stable job and income. The necessary application documents are copies of identity certificate and work certificate. If other financial documents can be provided, it will be more helpful for banks to understand their personal situation and judge the credit limit.

Generally, the credit card limit is 3000 to 1000 yuan, and the gold card limit is 1000 to 50000 yuan (according to different bank regulations). The credit card fixed limit applied by the customer is comprehensively evaluated according to the information submitted by the customer, and the final audit result shall prevail.

Baidu encyclopedia-credit card