if your quota is not enough, the simplest and most effective way is to apply to the bank for a withdrawal, and increase the quota until you can buy a car by installments.

How to improve ICBC's credit card quota:

1. ICBC credit card long-term quota adjustment The cardholder applies to any ICBC outlet and submits the latest financial income certificate. ICBC will review the credit card according to its past card use history and repayment record, and the cardholder can adjust the credit card quota appropriately after the approval.

2. Temporary credit line adjustment of ICBC Credit Card When using ICBC Credit Card, if it is found that the approved credit line is not enough, and it is necessary to increase the credit line, you can manually contact the customer service specialist to apply for temporary credit line increase. Generally, it takes at least 3 months to hold a card before you can ask for an increase in the amount.

international cards can increase their temporary limit by 1% through self-service of international cards or online banking, and the validity period is one month. Self-service withdrawal can only be used once every 3 months.