The Bank of Communications credit card is entrusted by a third-party dunning company, not by other banks.

The third party is the debt collection company entrusted by the bank. It is recommended that you borrow money for repayment, otherwise the debt collection company will definitely affect you and your family. Not only the Bank of Communications, but also many banks outsource the dunning business to specialized companies, just like issuing and selling credit cards.

Precautions for bank dunning:

If there are many overdue behaviors, and the overdue is more than one month, the bank will communicate with you by phone. The first is the notice from the customer, and then the notice from the professional telephone collection staff. If the bank can't contact you for more than a month, it will contact your relatives and friends directly and tell you to pay back the money through them.