China Merchants Bank also launched a credit card deferred repayment service. Friends with repayment pressure can take the initiative to apply to the bank. After handling, they only need to repay the handling fee in the first installment, and then repay the principal after the expiration. This can reduce the repayment pressure and avoid the influence of overdue on credit information. If you want to apply for credit card deferred repayment of China Merchants Bank, you'd better know some precautions first. Let's take a look.

1, how to apply?

It can be processed from the bill to the repayment date. If the customer deducts the money by himself, it cannot be processed between the repayment date 17:00-24:00. The process is as follows:

1) WeChat pays attention to the official account of China Merchants Bank credit card WeChat, enters "deferred repayment" in the dialog box, and clicks the blue word "poke here" in the push information;

2) Click "Apply Now" in the skipped page to enter the bill installment interface;

3) Switch the installment type to "Deferred Repayment" and enter the application amount and the number of application periods;

4) After previewing the order, submit the application to complete the processing.

2. What is the application amount?

If there are cash advance transactions, installment transactions, various fees and other transactions specified by the bank credit card center in the bill, deferred repayment is not supported.

3. How many days can I apply?

Up to 2 installments can be extended.

4. How to repay after handling?

After the repayment is postponed, the service fee will be repaid in the first installment and the principal will be repaid in the last installment. Among them, the one-time rate is between 0%- 1.67%. The actual fees and applicable periods are subject to the real-time evaluation results of our credit card center. In short, you can repay according to the amount of the bill.

5. Can I repay in advance?

If it is necessary to end the deferred repayment in advance, you need to call the service hotline 4008205555 for manual handling. After settlement in advance, the outstanding principal and handling fee are included in the outstanding bill, and the full amount is included in the minimum repayment amount, which must be paid off in one lump sum.