According to the new banking regulations, a person can only apply for a debit card in one bank: The Notice stipulates that from 65438+February 1 day, the same person can only open a Class I account in the same bank. If a Class I account has been opened, a Class II or III account should be opened, and only a Class III account can be opened in the same payment institution.
Class I households are the "general leader" of funds in and out, usually debit cards, which have all functions such as cash deposit and withdrawal, wealth management and transfer payment, and there is no restriction on consumption and transfer payment. Class II households can save money but cannot withdraw money, and can only transfer to class I accounts. Class III households can only be used for small consumption such as online payment and offline mobile payment, and the account balance cannot exceed 1 000 yuan.