1, CCB's credit card can't be used as a savings card \x0d\ You can deposit money in CCB's credit card, but it won't generate savings interest, and the credit card can't transfer money, so you can only accept deposits. \x0d\ So the rights and functions of credit cards and savings cards are still different. When you use a credit card as a savings card, not only do you not give full play to the advantages of the credit card, but you can't fully enjoy the functions of the savings card, so you should separate it. \x0d\2。 Credit Card (English: credit card), also called debit card. It is a non-cash transaction payment method and a simple credit service. \x0d\ Credit cards are issued to cardholders by banks or credit card companies according to users' creditworthiness and financial resources. Cardholders do not need to pay cash when using credit cards, but will make repayment on the billing date. \x0d\3。 Savings card is a financial transaction card issued by banks to provide financial services to depositors, which belongs to a kind of debit card. Its main function is to deposit and withdraw money at networked ATMs and bank counters and spend it at networked POS machines.