Complaining won’t work, and it’s difficult to get an upgrade. Don’t waste your energy. Cancellation will not be detrimental to you. Basically, you can’t apply for a similar credit card for up to half a year. There are no good banks. Basically, domestic Credit cards are all similar. I have seven. The one I use the most is Bank of Communications, but the limit is not high, only 1W, and it has more discounts.

If you have an annual salary of 100,000 yuan to pay taxes, you can apply for a card with a tax bill of 1.50,000 yuan to 50,000 yuan.

If you don’t have a tax bill, it is recommended to apply for a credit card from a commercial bank first, then use it for half a year, and then use the card to apply for a card from the bank of your own choice, as the limit will be higher.

If you want to withdraw cash from commercial banks, the handling fees are relatively high. Think twice about applying for a credit card. Recommended: Guangfa, Minsheng or Investment (the investment fee is not high, but the interest-free repayment period is short)