1. If the available amount is not enough to purchase by installments, you can repay part of it first, and then restore the available amount after the repayment is successful, and then purchase by installments after it is restored to a sufficient amount;

If your credit card limit is not enough, I suggest you try to apply for an increase. You can log in to Ping An Pocket Bank APP- Credit Card-My Limit-Increase the Limit and try to apply. Reply time: June 2020-18. Please refer to the latest business changes announced by Ping An Bank in official website.