The repayment date of BOC Hong Kong Credit Card is 20 days after the bill date. The repayment date of China Bank's credit card is calculated according to the billing date, that is, 20 days after the billing date. If the monthly bookkeeping date is 10, the monthly repayment date is 30th.

You don't need a guarantor, deposit or cash deposit to apply for a credit card of China Bank. You only need to fill in the application form of China Bank's credit card, and attach copies of identification documents, permanent residence documents and proof of financial resources, then you can apply for a credit card from China Bank.

Integral accumulation

Cardholders can accumulate points by swiping their cards in hotels, restaurants, entertainment, department stores and other retail stores with China Bank Credit Card. When ordering goods through China Bank Credit Card Center and paying in installments, they can get 1 points or 8 points for every consumption or withdrawal of 1 yuan or 1 USD with China Bank Credit Card.

However, the following items are not included in the calculation of annual fees, late fees, installment fees and other expenses, cash withdrawal and repayment of credit cards, related expenses withheld and remitted, real estate, automobiles, wholesale, hospitals, schools and charitable and social services.