If I buy something for 4500 yuan and want to pay by installments, how about 12 installments? What about the sixth issue?

Depending on which bank's credit card it is, the card installment fee of each bank is different. Let me introduce you with an example:

The installment fee of CCB credit card is 0.6% per installment, which is generally deducted in the first installment. For example, if you swipe your card for 4,500 yuan in 12 installments, the total handling fee is: 4,500 * 0.6% *12 = 324.

Principal payable per installment: 4500/ 12=375.

Down payment =324+375=669

Repay 375 yuan in installments.

Take the sixth issue as an example to introduce:

Installment fee =4500*0.6%*6= 162.

Principal payable per installment =4500/6=750.

Down payment = 162+750=9 12.

Repay 750 yuan in installments in the future.

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