1, offline query
At present, it supports bank counters and self-service inquiry machines to inquire or print credit reports, and there are also many provincial branches of the People's Bank of China. In addition, some banks also support the inquiry of credit reports. The specific address and contact telephone number can be inquired in official website Credit Information Center of People's Bank of China-Customer Service-Contact information of all credit information sub-centers and inquiry points in China-click on the city or provincial inquiry sub-center.
2. If you don't need a full version of the credit report for internet inquiry, you can log in to the personal credit report inquiry network, register your personal information first, and then verify your personal identity after you have an account number. It can be verified by answering questions, bank cards and digital certificates. And then choose personal credit products, including personal credit tips, personal credit summaries, personal credit reports, etc. You will receive the SMS password within one week, and log in to official website as soon as possible to check the latest credit information. 3. In short, it is very simple to query credit information now, and you can query your own credit conveniently in various ways, but we would like to remind you that, first of all, you can't query your personal credit report by telephone for the time being, and the credit center has not opened the mobile phone query software (APP) to query your personal credit information records. Finally, the People's Bank of China made it clear that no third-party agency is authorized to inquire about credit information, so you should not go out to inquire about credit information casually, which is not only easy to be deceived, but also may reveal personal information.
It is understood that the central bank's credit information system is networked nationwide. From a certain point of view, commercial banks that cooperate with borrowers can see relevant information as long as they upload their repayment information to the credit information system. Similarly, no matter in which city, any China People's Bank can provide users with the service of printing credit reports. Therefore, when inquiring about the credit report, you can get the credit report as long as you bring your ID card and fill out the personal credit report inquiry application form in the People's Bank of China.