1. Calculate the interest one by one according to each consumption in the bill. Generally, it will be calculated at 0.05% every day from the second day of credit card consumption until the transaction is returned to you. For example, 10000 yuan, with daily interest of 5 yuan;
2. The collection standard of liquidated damages is as follows:
① If the unpaid overdraft principal does not exceed RMB 20 or USD 3, liquidated damages shall be charged according to the unpaid overdraft principal;
② If the unpaid overdraft principal exceeds 20 yuan or US$ 3, a penalty of 5% of the unpaid part of the minimum repayment amount will be charged, with the minimum being 20 yuan or US$ 3;
If you need to consult Ping An Bank's credit card business, you can click the link below to select the online customer service icon-credit card or follow Ping An Credit Card WeChat official account (paxyk955 1 1) for consultation.
/branch/mkt/bank online/dist/online bankless . html #
Response time: 2021-12-01. Please refer to the latest business changes announced by Ping An Bank in official website.