like other CCB credit cards used in China, the global payment M mainly consists of UnionPay and MasterCard. In China, UnionPay line is used and RMB is used for settlement. 2 days after the bill date is the due repayment date. After spending by credit card, you can enjoy interest-free treatment by fully repaying before the due repayment date.

the charging standards for domestic use are the same as the standard unionpay credit card.

for example, if you overdraw and withdraw cash in China, you will be charged a handling fee of .5% of the withdrawal principal, with a minimum of 2 yuan and a maximum of 5. Interest shall be calculated at the rate of five ten thousandths of the daily interest from the date of cash withdrawal, and compound interest shall be calculated on a monthly basis. 2 days after the bill date is the due repayment date.