The house will not be seized if you owe a credit card, but if you do not repay the credit card, the bank will sue the debtor. After the debtor loses the lawsuit, the bank can apply to the court to enforce the property in the name of the debtor. Execute to repay the debt, and the debtor will be included in the list of dishonest persons subject to execution. If the amount of debt is large, it may even constitute the crime of credit card fraud. In this way, it will not only involve the property of the debtor, but the debtor may even be imprisoned. be sentenced to fixed-term imprisonment or criminal detention. After suing the bank for credit card debt, you can apply to the court to seize the property. The people's court may seal up the residential houses necessary for the life of the person subject to execution and his dependent family members, but may not auction, sell off or pay off debts. The Supreme People's Court's regulations on the sealing, detaining and freezing of property during civil execution by the people's court: Article 6 The people's court may seal up the residential houses necessary for the life of the person subject to execution and his dependent family members, but may not auction, sell off or pay off debts. Article 7 For houses and daily necessities that exceed the daily necessities of the person subject to execution and his dependent family members, the people's court shall, based on the application of the person applying for execution, purchase the housing and daily necessities necessary to ensure the minimum living standards of the person subject to execution and his dependent family members. Ordinary daily necessities can be carried out.

: There is no necessary connection between non-payment of credit card debt and the seizure of the house. After the card-issuing bank sues the debtor, if the debtor still fails to perform its repayment obligations after the court makes a legal judgment and the legal document takes effect, the card-issuing bank, as a creditor, can apply to the People's Court for compulsory execution. However, compulsory execution does not necessarily result in the seizure of the debtor's property. It may Just a transfer to their bank account.

Legal basis: Article 196 of the Criminal Law: Whoever commits credit card fraud in any of the following circumstances and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined 20,000 yuan A fine of not less than 200,000 yuan but not more than 200,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan.