How to repay with Postal Bank credit card
The main repayment methods of Postal Bank credit card are as follows: branch repayment, online banking repayment, automatic linked repayment, and inter-bank repayment: Repayment through other banks, self-service repayment, third-party repayment, and telephone banking repayment.
The final repayment date for Postal Bank credit cards is 20 days after the bill date. Postal Bank provides customers with a graceful repayment service. The final repayment grace period is 4 days after the final repayment date before 17:00; Hope Customers are reminded to repay on time. Late repayment will bring serious consequences.
If the cardholder fails to repay at the end of the final repayment date or the repayment amount is less than the minimum repayment amount, Postal Savings Bank will charge a certain late payment fee. The charging standard is 5% of the unpaid portion of the minimum repayment amount, with a minimum of RMB 10.
The calculation formula is: late payment fee = (minimum repayment amount_amount repaid as of the due payment date) 5%
1. China Postal Savings Bank Credit Card
China Postal Savings Bank Credit Card is a RMB credit card and is a UnionPay standard card. It has all the functions and services of a UnionPay standard credit card. It can be used freely at home and abroad. The card is valid for three years. , four supplementary cards can be set. The main pattern on the credit card of China Postal Savings Bank is the Chinese character "ding". The background color of the regular card is blue-green, and the background color of the gold card is golden yellow.
According to statistics, as of October 2010, the business of the Postal Savings Bank of China has fully covered all prefecture-level cities and 2,100 counties, cities and major towns and villages nationwide. There are approximately more than 4,500 banks nationwide. This business has been launched in the network. In just a few years, China Postal Savings Bank has developed very rapidly. From its inception to October 2010, China Postal Savings Bank has issued loans to nearly 4 million households across the country, with an amount of more than 230 billion yuan. The average loan amount is About 59,000 yuan, the Postal Savings Bank of China has distributed more than 150 billion yuan in rural areas at and below county level.
2. Card meaning
The main pattern on the China Postal Savings Bank credit card is the Chinese character "ding", and the background color is blue-green.
"Ding"-"Ding" has been regarded as an important weapon passed down from ancient times and is a symbol of the country and power. The word "ding" in Chinese characters is also given extended meanings such as "prominent", "noble" and "grand". The card uses "ding" as the main design element to reflect the connotation of sincerity and trustworthiness, as well as the "triangle" of China Postal Savings Bank. "For you" service commitment.
Puka blue-green background color——Integrate green, healthy, convenient and fashionable life concept.
The golden background of the gold card——24K gold courtesy, shows the noble life.
Special shiny material - international advanced technology, highlighting the fashion and noble quality of cardholders.
Operating environment: Postal Bank Version: v7.0.4 mobile version Huawei mate30 Hongmeng OS system
How to repay the postal credit card
ATM machine repayment: Check the ATM self-service deposit and withdrawal machine with your credit card, and then complete the credit card repayment by depositing cash into the credit card.
Automatic repayment: Directly open a Postal Savings Bank debit card account and bind to activate automatic repayment. As long as the account has sufficient balance on the repayment date, the system will automatically repay.
Third-party repayment: Credit card repayment can be made directly through Cloud QuickPass, Alipay or WeChat third-party payment platform, and a personal credit card account needs to be bound.
PSBC Credit Card is a RMB credit card and is a UnionPay standard card. It has all the functions and services of a UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years. , four supplementary cards can be set. The main pattern on the China Postal Savings Bank credit card is the Chinese character "ding", the background color is blue-green for regular cards, and golden for gold cards.
According to statistics, as of October 2010, the Postal Savings Bank of China's business has fully covered all prefectures and cities, 2,100 counties, cities and major towns and villages across the country, with more than 4,500 outlets nationwide. This business has been started.
In just a few years, the Postal Savings Bank of China has developed very rapidly. From the launch of its business to October 2010, the Postal Savings Bank of China has issued loans to nearly 4 million households across the country, with an amount of more than 230 billion yuan, with an average loan of about 5.9 Ten thousand yuan, the Postal Savings Bank of China has issued a total of more than 150 billion yuan in rural areas at and below the county level.
The main pattern on the credit card of the Postal Savings Bank of China is the Chinese character "ding" and the background color is blue-green.
"Ding" - Since ancient times, "Ding" has been regarded as an important weapon passed down from the country and a symbol of the country and power. The word "ding" in the Chinese character is also given extended meanings such as "prominence", "noble" and "grand". The card uses "ding" as the main design element, reflecting the connotation of sincerity and trustworthiness, and the promise of a thousand pieces of gold, as well as the Postal Savings Bank of China's "standing as a tripartite". "Your" service commitment.
Puka blue and green background color - integrating the green, healthy, convenient and fashionable life concept.
The golden background of the gold card - 24K gold courtesy, showing the noble life.
Special shiny material - international advanced technology, highlighting the fashion and noble quality of the cardholder.
How to repay the postal credit card
How to repay the postal credit card?
Operating environment:
Brand model: iPhone13
System version: iOS15.0
App version: v7.0.6
(1) Mobile banking repayment: Directly log in to the Postal Bank mobile banking page, find the credit card and click to enter, select the credit card bill, click "Repay Now", enter the repayment amount and password to repay. Just pay with a debit card or Postal Savings Bank's mobile banking or online banking.
(2) ATM repayment: Complete the credit card repayment procedure at the ATM self-service teller machine, and then deposit cash into the credit card to complete the repayment.
(3) Automatic repayment: Open a Postal Savings Bank debit card account directly, and bind the automatic repayment function. On the repayment date, as long as the account has sufficient balance, the system will automatically repay.
(4) Third-party payment: Credit card payment can be made directly through Union Quick Pass, Alipay or WeChat third-party payment platform, and a personal credit card account needs to be bound.
PSBC Credit Card is a RMB credit card and is a UnionPay standard card. It has all the functions and services of a UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years. , four supplementary cards can be set. The main pattern on the China Postal Savings Bank credit card is the Chinese character "ding", the background color is blue-green for regular cards, and golden for gold cards.
According to statistics, as of October 2010, the Postal Savings Bank of China's business has fully covered all prefectures and cities, 2,100 counties, cities and major towns and villages across the country, with more than 4,500 outlets nationwide. This business has been started. In just a few years, the Postal Savings Bank of China has developed very rapidly. From the launch of its business to October 2010, the Postal Savings Bank of China has issued loans to nearly 4 million households across the country, with an amount of more than 230 billion yuan, with an average loan of about 5.9 Ten thousand yuan, the Postal Savings Bank of China has distributed more than 150 billion yuan in rural areas at and below county level.
Card meaning: The main pattern on the Postal Savings Bank of China credit card face is the Chinese character "ding", and the background color is blue-green. "Ding" - Since ancient times, "Ding" has been regarded as an important national weapon and a symbol of the country and power. The word "ding" in the Chinese character is also given extended meanings such as "prominence", "noble" and "grand". The card uses "ding" as the main design element, reflecting the connotation of sincerity and trustworthiness, and the promise of a thousand pieces of gold, as well as the Postal Savings Bank of China's "standing as a tripartite". "Your" service commitment. Puka blue and green background color - integrating the concept of green, healthy, convenient and fashionable life. The gold card has a golden background - 24K gold courtesy, showing your noble life. Special shiny material - international advanced technology, highlighting the fashion and noble quality of the cardholder.
This concludes the introduction on how to repay a Postal Savings Bank credit card and how to repay a Postal Savings Bank credit card. Have you found the information you need?