The specific rules for credit card installment of China Merchants Bank are as follows:
1。 Time of application for bill installment: From the trading day to the due repayment date, cardholders can freely choose to installment the transactions under RMB or USD accounts. For unbilled transactions: you can apply for installment payment between the transaction date of 19:30 and the billing date of the bill corresponding to the transaction.
For bills that have been issued, you can apply for installment from the day after the billing date to the due repayment date (for customers with automatic repayment in the account, the deadline for application is due repayment date 17:00).
1. The installment application time of the bill is from the trading day to the due repayment date. You can freely choose installment transactions under RMB or USD accounts. For unbilled transactions: you can apply for installment payment between the transaction date of 19:30 and the billing date of the bill corresponding to the transaction. For bills that have been issued, you can apply for installment from the day after the billing date to the due repayment date (for customers with automatic repayment in the account, the deadline for application is due repayment date 17:00). The application time for bill installment is from the trading day to the due repayment date. You can freely choose installment transactions under RMB or USD accounts.
2. For unbilled transactions: you can apply for installment payment from the transaction date to the billing date of the bill corresponding to the transaction at 19:30. For bills that have been issued, you can apply for installment from the day after the billing date to the due repayment date (for customers with automatic repayment in the account, the deadline for application is due repayment date 17:00).
3. Conditions for application for bill installment The applicant must hold a personal credit card of China Merchants Bank, have a good record of using the card, and have no delay in repayment in the current period. Customers who only hold business cards, business cards, purchasing cards, ANA protection cards or supplementary cards cannot apply for bill installment for the time being. Application amount for bill installment: apply for RMB bill installment, and the minimum application amount for each installment is not less than 300 yuan RMB; For the installment payment of USD bills, the minimum application amount shall not be less than USD 65,438+000 each time.
4. Installment payment is mostly used for some products with long production cycle and high cost. Such as the export of complete sets of equipment, large vehicles and heavy machinery and equipment. Installment payment means that after the import and export contract is signed, the importer pays a small part of the payment to the exporter as a down payment, and most of the rest is paid in installments after part or all of the products are produced and shipped, or after the goods are installed, debugged, invested and guaranteed.