1. How to withdraw the amount of Guangfa White Card:
1. The first withdrawal amount is very important, indicating that Guangfa Bank has regarded you as a quality customer;
2. The strength of credit card swiping, the type of credit card swiping, the frequency of credit card swiping and the amount of credit card swiping are all very important;
3. Staging, choose to do staging once or twice a year to give the bank some sweetness;
4. Withdrawal time: it is suggested that the withdrawal time of Guangfa Xiaobai Card is three months or six months. If you do well above, you can try to apply once every three months. If the withdrawal is rejected, you may want to try again after six months.
5. Consumer activities, whether it's Guangfa Credit Card or JD.COM, since it's a small white co-branded card, it's necessary to use more brushes in these aspects. Remember to brush more times and brush more in different channels and different merchants, which will help increase the quota;
6. The amount of IOUs in JD.COM and JD.COM is generally 1,-15, yuan, and the general amount is 6, yuan. If the amount of IOUs is increased before applying for withdrawal, it will be helpful for Guangfa Xiaobai Card to withdraw.
2. Different small white cards charge annual fees in different ways, as follows:
1. CITIC Small White Card (UnionPay) is warm-hearted and classic white: once the card is swiped or cashed within 3 days after approval, the annual fee for the first year can be waived, and the annual fee for the next year can be waived if swiped or cashed five times in one year, and so on:
2. CITIC Small White Card (Visa): within the validity period of the card.
3. CITIC Xiaobai TWO Co-branded Cards (Bixin Edition and Love and Hear Edition): During the validity period of the cards, the annual fee of 2 yuan Gold Card can be exempted without credit card.
4. Citic Plus co-branded card: gold card, with annual fee waived or refunded once (excluding the amount) in the first year of the card opening month, and five times (excluding the amount) in the first year and the second year, and so on; 48 yuan is exempted from the annual fee for Platinum Card in the first year, and the annual fee for the next year is exempted from swiping the card (including cash withdrawal) for 12 times in the next year's bill (the annual fee cycle starts from the card approval date).
White Card is a joint credit card jointly launched by JD.COM White and Cooperative Bank. White cards can be used in all credit card scenarios without any payment methods. The first white card product is "Ping An Bank JD.COM White Card Joint Credit Card (Super Edition)", referred to as "Ping An White Card" or "White Card".