1. ICBC Installment Lok Universe Co-branded Card This credit card product belongs to the gold card level, and the limit is generally between 10,000 yuan and 50,000 yuan. The actual card limit is determined by the bank based on the applicant’s credit conditions. Decide. The initial credit granted to many people is not ideal because the product is issued to college students. Without a job or income, it is not easy to obtain a high credit limit. It would be good to be able to place a credit of 2,000, 3,000, or as high as 8,000. As for the temporary limit, ICBC will make a comprehensive score decision based on the cardholder's consumption and repayment situation. If you can use 70%-80% of your monthly credit limit and repay the loan in a timely manner, then the temporary limit may also be given. Thousands of dollars.
2. The ICBC Installment Le Universe Consumer Card consumption card is mainly used for consumption at the Installment Mall. It can be paid in installments. Suppose you want to buy a large-ticket product, such as iPhoneX, on the Installment Mall, but If the quota is not enough, you can easily apply for a temporary quota. It should be reminded that the installment handling fee for installment payment is between 10% and 20%, but it is a considerable expense. How to use ICBC Universe Financing Credit Card? The most detailed guide is here. What is the temporary limit of ICBC Installment Le Universe Credit Card? The key depends on the applicant's card usage and own needs. The temporary limit has a use period, and the used part cannot enjoy the installment and minimum repayment benefits, and must be used reasonably. .