1, there is no need to apply for the minimum repayment amount of China Merchants Bank's credit card, and the minimum repayment amount is automatically generated by the monthly bill. The calculation method of the minimum repayment amount of China Merchants Bank's credit card is as follows:

2. Minimum repayment amount = total unpaid portion of the minimum repayment amount in the previous period+total cash transactions and related interest expenses+total consumption exceeding the credit line+10%× non-cash transaction amount and related interest expenses +EPP current share amount and related interest expenses.

3. According to the regulations of the central bank, the minimum monthly repayment amount of credit card should be 10%, such as 10000 yuan bill. If you pay 1000 yuan at least, your credit will be good, and the rest will be paid next month. However, from the day when 10000 consumption occurs to the day when it is paid off, the "unpaid part" pays five ten thousandths of the circulating interest every day.