The easiest borrowing platforms to pass are:
1. Borrowing money from Meituan: Meituan has good credit. Meituan’s big data is pretty good. Loans are easier for individuals with good credit. The annual interest rate is 7.2. Implement differential pricing. Everyone’s loan interest rate will be different. The final loan result is subject to system evaluation.
2. Doudou Coin: Pure credit loans do not require mortgage guarantees. The borrower meets the basic loan conditions, has no bad credit record, has high account activity, and has stable repayment ability. The system automatically approves the loan and results are available within minutes.
4. Financial e-loan: ICBC credit loan, up to RMB 500,000, only available to ICBC customers. If you are a mortgage or credit card customer of ICBC, have a good loan repayment record, and have purchased financial products from the bank, then even better. The loan will be easy to pass, and the loan interest rate in 2021 will still be good.
5. Qianqianhua: Baidu’s credit loans do not have very high requirements for borrowers. Register an account on your mobile phone, complete your personal information, provide a valid ID and bank card, complete identity verification, and obtain a loan limit. The system automatically approves the loan and it can be credited quickly.
1. Features of "Ant Loan": strong brand strength; high quota; relying on Alipay; strong platform comprehensive strength "Ant Loan" is a lending platform under Ant Small Loan. Through "borrowing", Sesame Credit users You can use Zhima points to apply for a personal consumption loan of a corresponding amount. Previously, Alipay launched "Huabei" mainly for online shopping, with relatively small amounts, and "borrowing" mainly for decoration, *, which is a member of China Ping An Insurance (Group) Co., Ltd. Lu Jinsuo’s business model is a combination of online and offline, looking for financing customers offline and investment customers online. Therefore, Lu Jinsuo relies on charging service fees and guarantee fees. Profit. Lukin's three loan models, including unsecured loans, credit loans and mortgage loans, are aimed at students, white-collar workers and homeowners, with a maximum loan of 150,000 and 5 million for a variety of target groups.
2. Jingdong Gold Bar: Jingdong Gold Bar service is equivalent to Alibaba’s lending service, serving users* and is a member of China Ping An Insurance (Group) Co., Ltd. Lu Jinsuo’s business model is to combine online and offline to find financing. Customers are offline customers and online investment customers. The core of Lukin is guarantee behavior rather than transaction behavior. Therefore, Lu Jin relies on charging service fees and guarantee fees to make profits. , credit loans and mortgage loans, for students, white-collar workers and homeowners, each loan can be up to 150,000 and 5 million, and the target groups are diverse.