1. Customers who are able should pay off their debts as soon as possible. If the repayment cannot be made for a while, in order to avoid continuing to be overdue and causing more serious adverse consequences, it is also recommended that customers actively contact the customer service of the card-issuing bank for negotiation. They can try to apply for an extension of the repayment period, repay the debt in installments, and at the same time, they can apply for an interest suspension. The bank Will be considered as appropriate.

2. There is no way to repay the debt all at once, but instead of avoiding repayment directly, it is better to pay back a little bit at a time, at least to let the bank see that you have a positive willingness to repay. Otherwise, if the bank sees that the customer has been overdue for too long, has not responded to multiple reminders, or cannot even contact the person, and the amount of debt owed is relatively large, it is likely to sue the customer.