What is the limit of QQ member credit card? CITIC VS China Merchants Bank

QQ member credit card is a joint credit card created by the bank and Tencent. People who want to apply for this card will definitely be very interested in the limit of the card. Interested, today I will introduce to you the credit limit information using the QQ membership credit cards issued by CITIC and China Merchants Bank as an example.

1. CITIC QQ Member Credit Card

This card belongs to the UnionPay brand gold card level, so the credit card limit will be between 10,000 yuan and 50,000 yuan. The specific credit limit, CITIC The bank will determine the final limit based on a comprehensive score based on the credit card applicant's credit conditions.

In addition, the annual fee of this card is 200 yuan/year. The first year's annual fee is waived for the first payment or cash withdrawal in the month when the card is opened, and the next year's annual fee is waived for five additional purchases or cash withdrawals in the first year. When applying, you can print the QQ number provided on the front of the credit card to create a credit card that is unique to you.

2. China Merchants Bank QQ Member Credit Card

This card belongs to the UnionPay brand general card level. The credit card limit is generally between 1,000 yuan and 10,000 yuan. Similarly, the specific credit limit varies with credit standing. Applicants who meet certain conditions will receive different initial credit limits, ranging from high to low, but the maximum credit limit will not exceed 10,000 yuan.

The annual fee for China Merchants Bank’s QQ membership credit card is 100 yuan per year. The annual fee is waived in the first year, and the annual fee for the next year is waived by swiping the card 6 times a year.

In short, the QQ member credit card limit is related to both the card level and the credit conditions of the card applicant. If you want to obtain high credit, you need to have good credit and strong financial strength. .

China CITIC Bank QQ Color Beka Quota and Limit Increase Method

The application threshold for CITIC Color Beka is low. Friends who want to apply may wish to use the introduced method. You can apply online. When the time comes, increase the basic limit a lot, maintain good card usage habits, and then you can apply for a limit increase.

CITIC Bank QQ Caibei Credit Card has a regular card limit between 3,000 yuan and 8,000 yuan, and a gold card limit between 8,000 yuan and 50,000 yuan. The bank will conduct a comprehensive review and approval based on the application materials submitted by the applicant, and finally give Approval amount. If you want to check the CITIC credit card limit, you can try the following methods:

After the credit card has been approved, you can immediately call the CITIC Bank credit card number. After the call is connected, you will be transferred to manual service and ask the CITIC Bank customer service specialist to inquire about the credit card limit. If required, the customer specialist will ask you to provide your ID number, home address, and work address filled in when applying to verify your identity. Once verified, your credit card limit will be told.

Hello, when I apply for a credit card through the CITIC Bank APP, will my employer be called?

1. No.

I will call you to confirm. The information and phone number left are for business convenience. There should be other ways to investigate. CITIC Bank QQ Credit Card is the first credit card in China with the theme of QQ cartoon image jointly launched by CITIC Bank and Tencent. It is a new status symbol for urban QQ lovers. The cardholder’s favorite QQ number can be embossed on the front of the credit card.

2. Credit card related content

1. Credit card (also called credit card in English) is a non-cash payment method and a simple credit service. Credit cards are generally long-term The 85.60mm, 53.98mm wide and 1mm thick special carrier plastic card with consumer credit is issued by the bank to individuals and organizations. It can be used to shop, consume and deposit and withdraw cash from the bank. It is in the form of a front. The credit card is printed with the name of the issuing bank, validity period, number, cardholder's name, etc., and there is a magnetic strip and signature strip on the back. The credit card is issued to the cardholder by the bank or credit card company based on the user's creditworthiness and financial resources. When the cardholder uses the credit card to make purchases. No need to pay cash, repayment will be made on the billing date (English: BillingDate).

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards issued by banks and give cardholders a certain credit limit, and the cardholders can consume within the credit limit and then repay; quasi-credit cards It refers to a quasi-credit card issued by a bank, and the cardholder is required to deposit a certain amount of reserve fund. When the reserve account balance is insufficient to pay, the card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.

2. You must bring your ID card when applying for a credit card. Of course, you can bring other documents such as social security card, income certificate, real estate certificate, etc. if you can. After all, applying for a credit card is not as simple as applying for a debit card. As long as you explain your purpose of visit, the staff will immediately ask you to fill in the application for a credit card. After filling it out carefully, the staff will ask you to bring out the relevant documents. They will copy the relevant documents as the basis for reviewing and issuing you a credit card. Remember, if you If you don’t know how much credit limit to fill in, you can ask the staff and they will give you a detailed answer.

What are the features of CITIC Bank QQ Credit Card?

In response to your question, I will briefly answer it. CITIC Bank QQ Credit Card has two main features: 1. Exclusive half-year membership.

You can apply for the CITIC Bank Tencent QQ football fan co-branded card online and have the opportunity to receive half-year QQ membership service. (Except customers who already have a CITIC Bank credit card or QQ membership service).

2. Free QQ account.

For new QQ enthusiasts, after successfully applying for a CITIC QQ credit card, you can get a free QQ number, which can also be embossed on the front of the credit card. (Please log in to the QQ website to obtain the initial password of your new QQ account)

For specific information, you can go to CITIC Bank or log on to the official website for consultation.

I know that there are two main special benefits of the CITIC Tencent QQ member co-branded card

1. Points are calculated for online transactions (some online transactions are not counted for points. For details, please see the official website of CITIC Credit Card "Online" List of online transaction merchants that do not accumulate points for co-branded cards"

2. QQ users' existing QQ numbers can be printed on the front of the credit card to show their trendy personality.

In addition, there are other benefits and benefits. The same applies to CITIC credit cards. For details, please go to the banking center for detailed consultation. I hope this can help you.