BOC Digital Credit Card is an innovative credit card developed by Bank of China. Unlike ordinary credit cards, it does not have a physical card. It is essentially a virtual card with a set of virtual card number, security code, validity period and other information.

The advantage of this credit card is the convenience and security of mobile payment.

To be specific, there is no physical card, but you can bind the card on a third-party payment platform, and then make quick payments with the help of smartphones and other devices. For example, bind the card on Alipay/WeChat and use your mobile phone. I paid through Alipay/WeChat; and in terms of security, there is no need to worry about the card being lost or stolen, etc., and you can also set the lock time and transaction limit for the credit card.