CCB’s credit cards will charge an annual fee even if the card is not opened.

If you have a CCB credit card, for the card opening gift, for the points, for various reasons, if you are not going to continue to use the card, don’t let the card become a "sleep card", CCB's credit card will be used in the first year of opening the card. There is no annual fee, but if you do not use the card six times in the year you open it, you will be charged an annual fee the next year, and the "Sleep Card" is no exception.

CCB phone card opening and password setting process: