Hello, the fixed amount is the maximum amount that the bank can recover. The fixed credit card quota you get when you apply for a credit card for the first time is mainly based on the comprehensive score of the information you fill in and the relevant supporting documents you provide when you apply for a credit card.

Temporary restrictions:

After the successful upgrade of 1., temporary lines can be used immediately. The temporary line used (exceeding the fixed line) does not enjoy the convenience of circulating credit, and must be paid off in one lump sum on the due repayment date. The specific repayment amount is subject to the bill. If the account is not paid off on time, interest will still be charged. 2. The use of temporary line will not result in over-limit fees. 3. There is no handling fee for applying for temporary increase of quota. 4. Applying for the temporary quota requires bank evaluation, and the results may be inconsistent every time.

You can apply for increasing or canceling the quota through the following channels (except for business cards). 1. You can log in to credit card online banking at any time and click Account Management-Account Limit Management-Temporary Limit Adjustment to apply. We will review the card usage according to the cardholder's consumption and repayment. 2. Telephone voice self-help: Call the credit card customer service hotline 8008205555, and enter 2-3- 1 as prompted to apply.