The differences are as follows.

Alipay mainly provides payment and financial management services. Including online shopping secured transactions, online payments, transfers, credit card repayments, mobile phone recharges, utility and gas payment, personal finance and other fields. After entering the field of mobile payment, it provides services to multiple industries such as retail department stores, movie theaters, chain stores, and taxis. Wealth management services such as Yu’E Bao have also been launched.

Jifubao is the client of Jifubao mobile card reader. It is a software that integrates mobile payment and daily life applications. Through security systems such as encrypted transmission and mobile phone authentication, you can use any UnionPay card to easily complete credit card-repayment, inter-bank transfer and remittance, mobile phone recharge, Alipay recharge, personal payment, HNA Business Travel , product shopping, balance inquiry and other services.