Is it easy to be a loan salesperson?

The loan salespersons are very good at their job.

Loan refers to a form of credit activity in which banks or other financial institutions lend monetary funds according to certain interest rates and must be returned. A simple and popular understanding is borrowing money that requires interest.

Banks invest the concentrated currency and monetary funds through loans, which can meet the society's need for supplementary funds to expand reproduction and promote economic development. At the same time, banks can also obtain loan interest income. Increase the bank's own accumulation.

Student loans:

As a leading consumer credit information service company in China, Lirong.com is the only company in China that has launched an MBA student loan project. It provides MBA students with The bridging student loan can help students easily solve their tuition problems.

MBA freshmen can apply for low-interest student loans ranging from 10,000 to 200,000 yuan on Lirong.com with their admission notice. If the repayment method is equal to principal and interest, the monthly interest can be as low as 0.7%. , the interest rate is lower than the interest rate of bank credit card installments, after you enter school with this bridge student loan provided by Lirong.com.

MBA students can apply for national student loans with lower interest rates from the school, and then use the national low-interest loans to repay the tuition bridge funds in one go. In this way, as long as the borrower indicates the interest first when applying The second-payment service is to apply for a student loan in the form of interest first and then principal before enrolling at Lirong.com.

The best application period is 6 months. National student loans applied in September will generally not be approved until February of the following year. In this case, MBA freshmen do not need to pay the high price in one go. If you are worried about tuition fees, you can easily complete your studies through student loans.

Is the loan industry doing well now?

The loan industry is difficult to do. This is something that most people know, because there are two types of loans. One is the loan made by the formal financial company itself. In this case, the loan involved The amount will be relatively large, the procedures will be more cumbersome, and it will be difficult for customers to get it. The other one is similar to online loans. In this kind of existence, if it is the kind of telemarketing type, it is very difficult to deal with.

It is okay to do loan business, but you must go to a formal company. That is, look at the size of the company and how long it has been established. If it was established in the past few years, then you have to think Think about the development prospects of such a small company after you join. What do you do as a loan company? To put it bluntly, if you lend loans and have performance, it is similar to sales. You can be a sales director at the highest level. Where else do you think you can go? Do you think sales is a job that particularly requires professional knowledge? It is not just any job. If it has no threshold, then there is no room for improvement.

The more a job itself requires professional knowledge and various abilities, the more clear the threshold is for you to have room for promotion. If you take a loan, when you are young, you If your performance is relatively good by then, it won't be a problem to make 18,000 yuan a month, but can you keep doing this? You have been working in the loan business for three years, which is equivalent to doing sales. Have you learned any professional knowledge? You can’t always be in sales for the rest of your life. These few years when you are young are the years when you are learning, and you should do some serious work that will provide you with future career development prospects.

Telephone sales loans are even more untouchable, because telemarketing itself is a very difficult job. If you don’t make money, you will easily get bored. If you call others every day, if it were you, Do you feel uncomfortable when someone calls you to sell you a loan? If you meet someone with a good temper, he may say he doesn't need it and then hang up. If you meet someone with a bad temper, it's completely normal for him to scold you. Therefore, telemarketing is not easy to do. We do not deny that there are indeed people who make a lot of money, but they are only a small number of people.

What is the current situation in the loan industry?

I personally feel that the situation in the loan industry is getting better and better now, because most people now like to take loans for some consumption or business. Most people like to take loans in installments, which means to pay in advance, so Many people like the feeling of spending in advance. The loan industry we are most exposed to may be Alipay or some loan products of JD.com. Huabei is probably used by most people, and it is also widely used. It can be seen from these points that the loan industry has very good prospects now.

Moreover, the loan industry is a very profitable industry. Generally speaking, the loan industry has no capital and no profit. You only need to pay a small cost, and then you will get a lot of money. Now let’s talk about my understanding of the current situation in the loan industry.

1. The loan industry is a very profitable industry.

We all know that the loan industry is very profitable right now, because the interest they charge may be at least about 10%. If you borrow 100 million a year, you may get 10 million in interest. And some of the interest rates are very high, and 20% interest may be charged a year, so you can make money at a cost.

2. There are also many users in some industries.

Today’s young people like to buy some expensive products, or they like to eat some good food, so most people will use some products in the lending industry to consume. This is the cost we are exposed to. kind, most young people are using spending. Huabei can pay in installments, but there are many users depending on how many installments you need to repay with interest.

3. Most people like the feeling of consuming in advance.

By borrowing money and repaying it in installments, you can get a lot of money in advance for consumption. This kind of consumption can also be called advance consumption, and you can pay it back slowly in the future. Many people like this kind of advance consumption. It feels like there are more and more users, which is also very good for the development of the loan industry.

Everyone must pay attention to receiving this kind of product, because sometimes blind borrowing may lead to repayment.

How is the loan job?

The work is as follows:

Generally speaking, performance pressure is relatively high.

When working in a loan company, I am mainly responsible for the marketing of the loan business, identifying potential customers and promoting the company's credit products to them. In addition, I must do a good job in business orientation in daily work and answering customer inquiries. , handle various business receptions for customers, and solve various problems encountered by customers in the process of handling business.

During work, you must conduct a comprehensive review of loan customers and be familiar with the information of borrowers and guarantors. This job not only requires workers to have strong communication skills, but more importantly, they must also have strong judgment. In fact, this job is more like a salesperson. The candidate must have strong tolerance and ability to withstand pressure. If he does more business and orders, the commission will be larger and the salary will be more considerable.

Introduction:

Loans (electronic IOU credit loans) are simply understood as borrowing money that requires interest.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds according to certain interest rates and must be returned. Loans in a broad sense refer to the general term for lending funds such as loans, discounts, and overdrafts.

Banks invest their concentrated currency and monetary funds through loans, which can meet the society's need for supplementary funds to expand reproduction and promote economic development. At the same time, banks can also obtain loan interest income. , increasing the bank’s own accumulation.

How is the loan business of Chengdu Hongtai Guangtong?

Good.

1. Word of mouth. Chengdu Hongtai Guangtong's loan business is an economical product and is a first-line brand in my country with a good reputation.

2. Characteristics. Chengdu Hongtai Guangtong loan business has the characteristics of good reliability, light weight and beautiful appearance.