At present, the grace period of most banks is three days, such as Huaxia Bank, Industrial Bank, Postal Savings Bank, Shanghai Pudong Development Bank, China Everbright Bank, Bank of Beijing, Shanghai Bank, Citibank, Ping An Bank, Minsheng Bank, China CITIC Bank, China Guangfa Bank and Bank of Communications. The grace period of a few banks is quite special, for example, the grace period of China Construction Bank is 5 days; The grace period of China Bank Puka is 3 natural days, and the grace period of Platinum Card is 9 natural days; The grace period of Agricultural Bank is 2 days; It should be noted that ICBC Star Card, Struggle Card and ICBC Car Plus Card enjoy a grace period of three natural days, while the remaining cards do not enjoy grace period service.