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Why can’t I pay in installments with a credit card on Taobao?

Yes, Taobao credit card installment payment is an installment payment channel provided by Alipay for customers to pay by credit card when shopping on Taobao. Currently, the credit card fast payment method is used.

When using a credit card for installment, the transaction amount will be deducted by the bank in one go. You only need to repay the bank according to the number of installments and the amount of each installment. This is the same as the credit card installment for ordinary consumption. Extended information

Loan installments usually take several years to be paid off. The key here is in addition to the down payment, when the installments start, in other words, when the lending bank hands over the home buyer’s loan to the real estate. business. This time can start as soon as the loan procedures are completed, or it can start when the house is delivered. The latter is more beneficial to the home buyer.

Of course, how to pay is not a matter of wishful thinking for home buyers. If the real estate developers themselves do not have the strength, they must rely on the home buyers’ money to build the house. They usually will not agree to the time for the second installment of the home buyers’ payment. When the house is handed over, in this case, the buyer can only decide whether to buy the real estate developer's house besides fighting for it.

Baidu Encyclopedia-Instalment Payment