Generally, one day overdue will not have any impact. Since most banks have a credit card grace period, repayment within the grace period will not have any impact on credit investigation and credit, and there will be no consequences. The grace period of banks is generally within 3 days, and there will be differences among individual banks.

when the latest repayment date is due, the bank will send a short message to remind you. If the user's overdue record in the same bank exceeds 3 times, the bank will report it to the People's Bank of China and leave a record in the central bank, which will have a great impact on personal credit.