If you apply for bill installment through China Merchants Bank, if there is a handling fee for the bill installment repayment, our bank will provide cardholders with personalized packages of 2, 3, 6, 10, 12, 18, and 24 There are multiple options for installments and 36 installments, and the single-issue handling rate ranges from 0% to 1.67%. The actual rate and number of installments are subject to the system evaluation results of the application order.