There is no need to worry about the annual fee of the industrial and commercial credit card Struggle Card. During the validity period of the card, the card is free of annual fee, and whether it is a simple platinum card, a gold card or a general card, you can enjoy this discount. This means that you don't have to pay extra for the annual fee as long as you use it normally and maintain good credit during the validity period.

In addition to the free annual fee benefits, ICBC Struggle Card also provides two practical benefits. First of all, the time service gives the cardholder a three-day grace period for repayment. As long as the repayment is completed within three days after the due repayment date, the repayment will be made on time. Secondly, the tolerance rules are different according to different account opening times: for users who open their cards after December 1, 217, as long as the unpaid part of the previous bill does not exceed 1 yuan, they will be repaid in full; For users who open the card before this date, the minimum repayment amount of the previous bill shall be deemed as the minimum repayment amount if it does not exceed 1 yuan.

Since December 1, 217, the newly opened Struggle Card has adopted a special interest-bearing method, and overdraft interest will be generated from the overdraft transaction that fails to fully repay the current amount, which is calculated from the bank bookkeeping date to the repayment date. Generally speaking, the Industrial and Commercial Credit Card Struggle Card provides cardholders with a convenient card environment and clear fee terms, which helps you manage your finances better.