. CCB Pay-As-You-Go Loan is an online loan product provided by CCB. When the applicant applies for a loan, the risk control center of the bank will obtain the credit rating of the applicant according to the applicant's identity information, and the loan amount obtained by different credit rating of the applicant will be different. When the loan amount is authorized by the bank, the loan amount can be directly distributed to the bank card account reserved by the applicant, and CCB will decide to provide the installment mode according to the loan application, so CCB can provide up to twelve installment services.
CCB's use or handling process of loan with pay:
1. Shopping: After paying attention to WeChat WeChat official account, enter the "loan with pay mall for shopping;
2. swipe your card: after selecting the goods (mobile phone number, household goods, auto insurance area, etc.), enter the card information and select the number of installments to pay by swiping your card;
3. Repayment: Check the transaction amount, number of installments and handling fee, and then sign for confirmation (mainly enter the transaction password and SMS verification code). If the transaction is successful, repay the loan on schedule.
: application criteria
1. To apply for a dual-currency credit card, the applicant must agree to abide by the Articles of Association, fill out the application form, provide relevant certification materials and submit it to the issuing bank for review. The applicant shall be responsible for the authenticity of the contents of the application form and the supporting materials.
2. Institutions, organizations, military units, enterprises, institutions and other organizations (hereinafter collectively referred to as units) that have opened basic account in financial institutions in China can apply for unit cards with the basic account account opening registration certificate and relevant supporting documents approved by the People's Bank of China. The cardholder of the unit card shall be designated in writing by the legal representative (person in charge) of the unit or its authorized agent. All the transactions of each cardholder are credited to the dual-currency credit card account of the unit, and the unit shall bear the repayment responsibility. The unit may apply for cancellation of the cardholder's qualification or change the cardholder at any time.
3. A natural person with full capacity for civil conduct and repayment ability can apply for a personal card master card with his/her valid identity document and relevant supporting documents, and can also apply for a supplementary card for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct (with the permission of his/her legal representative). You can apply for up to three supplementary cards for each main card. The main cardholder can apply for cancellation of the supplementary card at any time.
all transaction funds of the supplementary card, corresponding interest and expenses are credited to the account of the main card, and the cardholder of the main card bears all repayment responsibilities; The cardholder of the main card and the cardholder of the supplementary card with full capacity for civil conduct are jointly and severally liable for the debts owed to the bank, while the cardholder of the supplementary card with limited capacity for civil conduct is only liable for the debts incurred by the supplementary card held by him.