Cardholders can repay through mobile banking, ATM self-service machines, WeChat or over the counter. Taking the WeChat official account as an example, the method is as follows: Users search and follow the "Ping An Bank Credit Card" official account on WeChat, enter "Credit Card Repayment" after entering, and follow the system prompts to complete the repayment.

The principal, interest and withdrawal fees after the credit card is withdrawn will be settled in the monthly statement. The cardholder can repay the amount according to the bill amount before the repayment date.