Shanghai Pudong Development Bank Credit Card Points Rules

You can also earn points by swiping your card, and the points can be exchanged for gifts and activities, so bank credit card points have always been a common concern for cardholders. , there are many redemption activities for credit card points of Beijing Pudong Development Bank, card friends should also be more anxious to understand its points rules first~

Introduction to the points rules of Shanghai Pudong Development Bank credit card:

1 , Shanghai Pudong Development Bank credit card points have a certain period of validity. Pudong Development Bank credit card holders can accumulate points by swiping their cards for consumption, and if the standards are sufficient, they can be exchanged for gifts, miles, etc. Shanghai Pudong Development Bank credit cards are divided into three types: regular card, gold card and platinum card. Their points are valid for 2 years, 4 years and 5 years respectively. We hope that cardholders will know what kind of card they hold and use their points appropriately.

2. If you spend RMB 1 or more on general purchases with Shanghai Pudong Development Bank credit card or borrow cash in advance, you can get 1 point (if you spend RMB1 or more on general purchases or borrow cash in advance on Shanghai Pudong Development Bank Private Bank American Express Credit Card or McDull-themed credit card) You can get 2 points for every RMB 1). All foreign currency general purchases or cash advances transferred through international card organizations (VISA, MasterCard, JCB, American Express, etc.) are denominated in RMB. You can get 2 points for every RMB 1 you spend after depositing into your account. Points below RMB 1 will not be included, and the points will be calculated together;

3. If the principal part of the monthly amortized payment of the shopping mall installment reaches RMB 1, you will get 2 points (SPD Private Bank USA Express credit card and McDull themed credit card mall installment can earn 4 points if the principal portion of the monthly amortized payment exceeds RMB 1), and free installments can earn 1 point if the principal portion of the monthly amortized payment exceeds RMB 1. Points (2 points can be earned for free installments of Shanghai Pudong Development Private Bank American Express Credit Card and McDull-themed credit card when the principal part of the monthly amortized payment exceeds RMB 1). Points below RMB 1 will not be included in the calculation.

4. The points of the main card and supplementary card can be calculated together.

Situations in which points are not accumulated for consumption with Shanghai Pudong Development Bank credit card:

For example, real estate, car sales; wholesale, hospital, school, charity, withholding and payment Categories, boat sales, court fees, government agencies, wholesale of large enterprises, tobacco distribution; insurance sales, insurance industry and insurance funds, direct sales, pawn shops, county and township discounts - real estate and automobiles, counties and townships Discounts - wholesale, county and township discounts - supermarket refueling, rural areas and rural merchants consumption; online consumption, "universal gold" installment repayment, bank fees, etc.

How do Shanghai Pudong Development Bank credit cards earn points?

The points of Shanghai Pudong Development Bank's credit card are obtained when you use the Shanghai Pudong Development Bank credit card to make purchases. The points of Shanghai Pudong Development Bank's credit card can provide cardholders with services such as redeeming gifts, redeeming miles, and using cash.

Use Pudong Development Bank Credit Card for general spending. Points will be calculated on a transaction-by-transaction basis according to the standard of earning 1 point for RMB 1 yuan spent on general spending. All general spending in foreign currencies transferred through international card organizations will be denominated in RMB. Points will be awarded for every RMB 1 after deposit into the account. Points will not be accumulated for any amount less than RMB 1.

Additional card points will be merged into the account and calculated together. Points inquiry and prize redemption are based on the credit card account.

Extended information:

The validity period of Shanghai Pudong Development Bank credit card points:

1. If the customer has any points under the same type of account that are permanently valid for the main card product, the The points under this type of account are permanently valid; if all the permanently valid points card products under this type of account are canceled or invalidated, the validity period of the points under this type of account will be 8 years from the date of cancellation or invalidation of the permanently valid points card products.

2. If the customer does not have a permanent valid main card product with points under the same type of account, the validity period of the points under this type of account will be from the date of account opening and the date of issuance of the first card applied for under the account. Valid for 8 years.